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Terms of Service

Last updated: August 5, 2026

Please read these Terms of Service ("Terms") carefully before using the California Benefits United website located at californiabenefitsunited.com ("Site") operated by California Benefits United LLC ("Company", "we", "us", or "our").

By accessing or using our Site, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access the Site.

1. Use of the Site

This Site is intended to provide information about insurance services, career opportunities, and consultation scheduling. You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of others.

You must not:

  • Use the Site in any way that violates applicable federal, state, or local law
  • Submit false, misleading, or fraudulent information through any form on the Site
  • Attempt to gain unauthorized access to any part of the Site or its related systems
  • Transmit any unsolicited commercial communications

2. Information Submitted

When you submit information through our contact forms, lead generation forms, booking system, or job application form, you consent to be contacted by California Benefits United or its licensed agents regarding insurance products, services, or career opportunities. We will not sell your personal information to third parties for marketing purposes.

3. Insurance Information

Content on this Site is for general informational purposes only and does not constitute professional insurance advice. Coverage details, eligibility requirements, and program terms are subject to change. Always consult a licensed insurance professional before making coverage decisions.

California Benefits United is an authorized insurance agency. Our agents are licensed in the state of California. Nothing on this Site constitutes a binding insurance contract or guarantee of coverage.

4. Intellectual Property

All content on this Site — including text, graphics, logos, images, and software — is the property of California Benefits United LLC or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without express written permission.

5. Third-Party Links

Our Site may contain links to third-party websites. We have no control over the content or privacy practices of those sites and accept no responsibility for them. Linking does not imply endorsement.

6. Disclaimer of Warranties

The Site is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

7. Limitation of Liability

To the fullest extent permitted by law, California Benefits United LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of — or inability to use — the Site or its content.

8. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated date. Continued use of the Site after changes constitutes acceptance of the new Terms.

9. Force Majeure

California Benefits United LLC shall not be liable for any failure or delay in performance of its obligations under these Terms where such failure or delay results from causes beyond its reasonable control, including but not limited to:

  • Acts of God, natural disasters, earthquakes, floods, fires, or severe weather events
  • Pandemic, epidemic, or public health emergency declared by a governmental authority
  • Acts of war, terrorism, civil unrest, or government-imposed restrictions
  • Power outages, internet service disruptions, or failure of third-party technology platforms
  • Changes in applicable law or regulation that prevent or delay performance
  • Any other cause beyond the reasonable control of California Benefits United LLC

In the event of a force majeure occurrence, we will make reasonable efforts to notify affected parties and resume normal operations as soon as practicable. Obligations that cannot be performed due to force majeure will be suspended for the duration of the event without liability to either party.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.

11. Contact Us

If you have questions about these Terms, please contact us at:

California Benefits United LLC
Email: hello@californiabenefitsunited.com

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